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On top of that, customers for this kind of plan could have extreme legal or criminal histories. It is necessary to note that various providers provide an array of issue ages on their assured concern policies as reduced as age 40 or as high as age 80 - burial insurance vs life insurance. Some will also offer greater face worths, up to $40,000, and others will enable for much better death benefit problems by improving the rate of interest with the return of premium or minimizing the variety of years until a full survivor benefit is offered